Frequently asked questions

Personal injury cases are handled on a contingency basis — you pay no attorney fee unless we recover compensation for you. Confirm details during your free case review.

Police reports, medical records, photos of injuries or property damage, and insurance correspondence help us evaluate liability and damages faster.

We typically respond within one business day after you submit the free case review form or contact message.

Submit the free case review form or email intake@goldmedalinjury.com. We typically respond within one business day.

We treat intake data as confidential firm information. Submitting the form does not create an attorney-client relationship until a signed agreement is in place.

Uninsured/underinsured motorist (UM/UIM) coverage is part of your own auto policy, and it can help when the at-fault driver has no insurance or not enough to cover your damages. Your declarations page shows whether you carry it and at what limits — we can help you read it during a free case review.

Generally no. A signed settlement release is normally final, which is why raising ongoing or suspected symptoms before signing anything matters. Whether a specific release can be reopened depends on its exact terms and the facts involved.

Depending on your situation, options can include health insurance, medical payments coverage (MedPay) or personal injury protection (PIP) where your policy carries it, or a provider arrangement to be paid from a later recovery. Each option works differently, and we can walk through what may apply to your case.

Liability coverage is the part of a driver's auto policy that pays for the other person's losses when that driver is at fault — it does not cover their own vehicle or injuries. Nevada requires every driver to carry at least $25,000 per person / $50,000 per incident in bodily-injury liability, plus $20,000 in property-damage liability, but many drivers carry only that state minimum, which is often less than a serious injury claim is actually worth.

Medical payments coverage (MedPay) pays for reasonable, necessary medical expenses after an accident — and unlike UM/UIM, it applies no matter who caused the crash. It covers every passenger in the vehicle at the time of the accident, generally up to a per-person limit rather than one limit for the whole car, and it also applies if you're hit as a pedestrian. If your UM/UIM insurer also pays, they're typically entitled to offset against any MedPay you already received.

In theory, yes — if your claim is worth more than the at-fault driver's coverage, you may be able to pursue the difference from that driver personally. In practice, this is rarely collectible: drivers who carry only minimum coverage usually don't have significant personal assets to recover from. This is exactly why carrying your own UM/UIM coverage matters — it protects you when the other driver's insurance isn't enough, not just when they have none at all.

An insurer has a legal duty to settle a legitimate claim within policy limits when there's a real chance of a recovery that size — refusing to do so unreasonably, and then losing at trial for more than the policy limit, can expose the insurance company itself to liability for the full excess judgment, plus potentially attorneys' fees and costs. It's a real check on an insurer that could have settled fairly and chose not to.

No. Under NRS 687B.385, an insurer cannot cancel, refuse to renew, or raise your premium because of an accident where you were less than 50% at fault.

It can complicate things, but it doesn't automatically undermine your first claim. If the second accident hurt a different part of your body, or medical imaging can distinguish what happened when, apportioning the injuries between the two accidents is usually straightforward. Even where the same body part is involved in both, the burden can shift to the defendants to prove how much each accident contributed — and if they can't, they may be held jointly responsible for the full injury.